Get a novated lease on a BMW iX3
Explore cars and get estimated prices
With a BMW iX3, we estimate you could save $69,063.33
in tax with a 5-year novated lease from Smart.^
2026 BMW iX3
NA5 40 M Sport Wagon 5dr Auto 1sp 235kW
Get an estimate
Get started with a few detailsCar details
Overview
Car features
- Airbags
- Driver
- Head for 1st Row Seats (Front)
- Head for 2nd Row Seats
- Passenger
- Side for 1st Row Occupants (Front)
- Alarm
- Alarm
- Anti-theft
- Engine Immobiliser
- Braking aids
- ABS (Antilock Brakes)
- Hill Holder
- Emergency kit
- First Aid Kit
- Tyre Repair Kit
- Locking
- Card - with remote entry
- Key Proximity
- Remote/Keyless
- Start - Key/FOB Proximity related
- Starter Button
- Pedestrian protection
- Audible for Silent Vehicles
- Seatbelts
- Pretensioners 1st Row (Front)
- Pretensioners 2nd Row(Rear Outer seats)
- Stability & traction
- Control - Electronic Stability
- Control - Traction
- Tyre pressure
- Monitoring - with logging/display
- Blind spot
- Sensor
- Cameras
- Front Vision
- Rear Vision
- Side Vision
- Collision assist
- Emergency Steering Assist
- Forward
- Forward (High speed)
- Forward (Low speed)
- Post Collision Steer/Brake
- Rearward
- Reversing
- VRU
- Cross traffic
- Front
- Warning - Rear Cross Traffic (when reversing)
- Cruise control
- Distance Control
- Lead Vehicle Start Active Assist
- Drive modes
- Selectable
- Driver attention
- Detection
- Warning - Driver Fatigue
- Exit warning
- Side Door Exit Warning
- Hill control
- Descent
- Lane assist
- Active Assist
- Warning
- Parking aids
- Front
- Fully Automated
- Graphical Display
- Rear
- Side
- Reminders
- Warning - Rear Seat Occupancy
- Warning - Seatbelt Reminder
- Speed assistance
- Display
- Reminder - Road Sign Recognition
- Speed Limiter
- Warning - Speed Alert
- Telematics
- Auto Emergency Response Call Ability
- Preparation/Ability
- Air conditioning
- Air Conditioning
- Climate
- Multi-Zone
- Driver info
- Full
- Head Up
- Heated seats
- 1st Row
- Memory
- Driver (most vehicle electrics)
- Park brake
- Park Brake - Electric
- Power mirrors
- Auto Dipping (Reversing)
- Folding
- With Memory
- Power sockets
- 12V Socket(s) - Auxiliary
- USB Socket(s) - Charging
- Power steering
- Electric Assist
- Power Steering
- Power tailgate / boot
- Power - Boot/Tailgate
- Power windows
- Front & Rear
- Steering wheel
- Steering Wheel - Heated
- Sunroof
- Tinted
- Wipers & sensors
- Rain Sensor (Auto wipers)
- Rear Wiper/Washer
- Audio inputs
- Aux Input USB Socket
- Connectivity
- Bluetooth System
- Compatible Devices
- Via Sim Preparation
- Infotainment
- Colour
- Navigation
- GPS (Satellite Navigation)
- Radio
- Digital (DAB+)
- Smart device
- Integration - Android Auto
- Integration - Android Auto Wireless
- Integration - Apple CarPlay
- Integration - Apple Carplay Wireless
- Smart Device App Display/Control
- Sound system
- Premium Sound System
- Speakers
- 13 Speaker Stereo
- Voice
- Voice Recognition
- Ambient lighting
- Interior
- Armrests
- Front Centre (Shared)
- Rear Centre (Shared)
- Cargo area
- Barrier
- Net
- Electric seats
- Drivers with Memory
- Passenger with Memory
- Headrests
- Adjustable 1st Row (Front)
- Interior lighting
- In Doors Front
- In Doors Rear
- Leather look
- Inserts in Dash
- Seats
- Seats
- 1st Row (Front)
- 2nd Row Reclining
- Rear Opening for Skis/boot access
- Steering wheel
- Multi-function Steering Wheel
- Sports
- Storage
- Centre Console 1st Row
- Body colour
- Exterior Mirrors Partial
- Gloss finish
- Exterior
- Headlamps
- High Beam Auto Dipping
- LED
- See me home
- Lighting
- LED
- Spoiler
- Rear Roof Mounted
- Tail lamps
- Blacked Out Surrounds
- LED
- Wheels
- 20" Alloy Wheels
- Windows
- Extra Dark/Privacy
- Brakes
- Front Ventilated
- Painted Front
- Painted Rear
- Performance Brakes
- Rear Ventilated
- Regenerative
- Other features
- Control - Pedestrian Avoidance with Braking
- Metallic Paint
- Rear View Mirror - Electric Anti Glare
- Seats-2nd Row Split Fold
Frequently asked questions
Prices shown are based on standard assumptions. Your actual novated lease price will depend on your employer, salary, and personal circumstances. To get an accurate, personalised price, create an account. You’ll be able to see your estimated savings and compare your novated lease options before continuing.
This page defaults to a BMW iX3 40, but all variants are available in our Novated Leasing Hub. Register for an account to get prices, choose variants, compare them and customise your novated lease quote.
Novated lease tax benefits on a Smart™ lease are a combination of savings, including:
- GST savings on the car price
- Pre‑tax salary deductions (reducing taxable income)
- GST savings on running costs
- FBT and ECM balancing or exemptions
Fringe Benefit Tax (FBT) is a tax employers pay on certain benefits, including novated leases. In most cases the cost of FBT is offset through your lease using post‑tax contributions (ECM). Eligible electric cars are exempt from FBT, making them even more cost‑effective.
The process starts with getting a personalised novated lease quote for a BMW iX3 or other cars, including accessories, running costs and different lease terms. Once you’re happy with the package, it’s time to apply for finance.
Step 1. Get your price
Log in to get a quote on a car you personalise and build.
Step 2. Maximise your tax savings
Add running costs like fuel, tyres and maintenance to your novated lease. You can also explore other cars and compare your quotes.
Step 3. Apply for finance
You’ll then apply for finance online, with a typical turnaround of around 24 hours (subject to credit approval).
Step 4. Source car
After signing your contract, we’ll source your car at a great price through our 740‑strong dealer network, and set up your payroll deductions.
Step 5. Settlement
After delivery, Smart manages all payments and running‑cost budgets for you.
At the end of your term, you can choose to:
- Pay the residual value owed and own the car.
- Refinance the residual and keep leasing.
- Upgrade to a new car.
Smart can also help sell your car through Smart Sell™.
*Required information. By registering, I agree to the collection, storage, use and disclosure of my personal information in accordance with the Smart Privacy Policy and Privacy Collection Statement.
^ Pricing and savings figures are based on the following assumptions: