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Get a novated lease on a Ford Ranger

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Brand
Ford
Model

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With a Ford Ranger, we estimate you could save $28,760.11
  in tax with a 5-year novated lease from Smart.^

2026 Ford Ranger

2026 Ford Ranger

PY 2026.50MY XL Pick-up Double Cab 4dr Spts Auto 10sp Part-time 4x4 998kg 2.0DT

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$351Estimated
per week^

This estimate includes:

Car finance
Registration & CTP
Insurance
Fuel or charging
Maintenance
Tyres

Your price may beat this estimate

Car details

Overview

Series
XL Pick-up Double Cab Part-time 4x4
Body type
UTILITY
Doors
4
Seats
5
Fuel type
Transmission
Sports Automatic
Number of gears
Drive
4X4
Engine configuration
Piston
CO2 emissions
0g/km
ANCAP rating
Release date
2026
Price when new
N/A

Car features

Airbags
  • Driver
  • Front Centre
  • Head for 1st Row Seats (Front)
  • Head for 2nd Row Seats
  • Knee Driver
  • Knee Passenger
  • Passenger
  • Side for 1st Row Occupants (Front)
Anti-theft
  • Tracking System
Braking aids
  • ABS (Antilock Brakes)
  • Brake Assist
  • EBD (Electronic Brake Force Distribution)
  • Hill Holder
Locking
  • Remote/Keyless
  • Remote/Keyless via App - Interne
Seatbelts
  • Lap/Sash for 5 seats
  • Pretensioners 1st Row (Front)
  • Pretensioners 2nd Row(Rear Outer seats)
Stability & traction
  • Control - Electronic Stability
  • Control - Traction
  • Stability

Blind spot
  • Sensor
Cameras
  • Rear Vision
Collision assist
  • Emergency Steering Assist
  • Forward
  • Forward (Low speed)
  • Front Cross Traffic
  • Post Collision Steer/Brake
  • Reversing
  • VRU
Cross traffic
  • Front
  • Warning - Rear Cross Traffic (when reversing)
Cruise control
  • Distance Control
Driver attention
  • Detection
  • Warning - Driver Fatigue
Lane assist
  • Active Assist
  • Warning
Parking aids
  • Front
  • Rear
Reminders
  • Warning - Seatbelt Reminder
Speed assistance
  • Reminder - Road Sign Recognition
  • Road Sign Recognition
  • Speed Limiter
Telematics
  • Auto Emergency Response Call Ability
  • Internet Dependant
  • Monitoring Service
  • Preparation/Ability
Trailer control
  • Sway

Climate
  • 2 Zone
Demister
  • Rear Windscreen with Timer
Driver info
  • Full
Power mirrors
  • Folding
  • Power Door Mirrors
Power sockets
  • 12V Socket(s) - Auxiliary
  • 240V Socket(s)
  • USB Socket(s) - Charging
Power steering
  • Electric Assist
  • Power Steering
Power windows
  • Front & Rear

Audio inputs
  • Aux Input USB Socket
Connectivity
  • Bluetooth System
  • Via Paired Device
  • Wireless Hotspot
Infotainment
  • Colour
Smart device
  • Integration - Android Auto Wireless
  • Integration - Apple Carplay Wireless
  • Smart Device App Display/Control
Speakers
  • 4 Speaker Stereo
Voice
  • Voice Recognition

Cargo area
  • Tie Down Hooks/Rings
Floor & cargo
  • Cabin Floor
Headrests
  • Adjustable 1st Row (Front)
  • Adjustable 2nd Row x3
Steering wheel
  • Multi-function Steering Wheel
Storage
  • 1st Row
  • Centre Console 1st Row
  • Storage Area: Under Dash
  • Under 2nd Row (Rear) Seat
Trim
  • Trim - Cloth

Bumpers
  • Rear Step bumper
Grille
  • Black
Headlamps
  • Automatic (light sensitive)
  • Halogen
Lighting
  • Daytime Running Lamps
Off-road
  • Middle (Transmission case)
Spare wheel
  • Full Size Steel
Tail lamps
  • LED
Towing
  • Latch/Hook Front

Brakes
  • Front Ventilated
Drivetrain
  • Diff lock(s)
Park brake
  • Fold Down
Suspension
  • Heavy Duty

Other features
  • Adjustable Steering Col. - Tilt & Reach

Frequently asked questions

Prices shown are based on standard assumptions. Your actual novated lease price will depend on your employer, salary, and personal circumstances. To get an accurate, personalised price, create an account. You’ll be able to see your estimated savings and compare your novated lease options before continuing.

Get your price estimate to continue

This page defaults to a Ford Ranger XL Pick-up Double Cab Part-time 4x4, but all variants are available in our Novated Leasing Hub. Register for an account to get prices, choose variants, compare them and customise your novated lease quote.

Register to get started

Novated lease tax benefits on a Smart™ lease are a combination of savings, including:

  • GST savings on the car price
  • Pre‑tax salary deductions (reducing taxable income)
  • GST savings on running costs
  • FBT and ECM balancing or exemptions

Fringe Benefit Tax (FBT) is a tax employers pay on certain benefits, including novated leases. In most cases the cost of FBT is offset through your lease using post‑tax contributions (ECM). Eligible electric cars are exempt from FBT, making them even more cost‑effective.

The process starts with getting a personalised novated lease quote for a Ford Ranger or other cars, including accessories, running costs and different lease terms. Once you’re happy with the package, it’s time to apply for finance.

Get your price estimate to continue

Step 1. Get your price

Log in to get a quote on a car you personalise and build.

Step 2. Maximise your tax savings

Add running costs like fuel, tyres and maintenance to your novated lease. You can also explore other cars and compare your quotes.

Step 3. Apply for finance

You’ll then apply for finance online, with a typical turnaround of around 24 hours (subject to credit approval).

Step 4. Source car

After signing your contract, we’ll source your car at a great price through our 740‑strong dealer network, and set up your payroll deductions.

Step 5. Settlement

After delivery, Smart manages all payments and running‑cost budgets for you.

At the end of your term, you can choose to:

  1. Pay the residual value owed and own the car.
  2. Refinance the residual and keep leasing.
  3. Upgrade to a new car.

Smart can also help sell your car through Smart Sell™.

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*Required information. By registering, I agree to the collection, storage, use and disclosure of my personal information in accordance with the Smart Privacy Policy and Privacy Collection Statement.

^ Pricing and savings figures are based on the following assumptions:

  1. 1. Residency in NSW 2000
  2. 2. Annual gross salary of $120,000
  3. 3. Annual travel distance of 15,000 km
  4. 4. A 5-year lease/loan term
  5. 5. Salary packaging via the Employee Contribution Method (ECM) and the FBT Exempt Method applicable to eligible electric vehicles under the Electric Car Discount

All quoted figures include estimated budgets for finance, charging and/or fuel, servicing, tyres, maintenance, Vero by Suncorp comprehensive motor insurance, and registration renewals over the lease or loan term. A residual payment, as determined by the Australian Taxation Office, is payable at the end of a novated lease. The specific residual amount will be detailed in your personalised vehicle quote. Your personal circumstances have not been factored into this estimate and your actual novated lease repayment residual amounts and tax savings will depend on your income tax bracket, your employer's GST processing method, the administration fees payable under your employer's salary packaging plan and your personal circumstances. Figures are accurate as of June 2026 and are subject to change without notice.