Get a novated lease on a Holden Astra
Explore cars and get estimated prices
With a Holden Astra, we estimate you could save $19,935.49
in tax with a 5-year novated lease from Smart.^
2020 Holden Astra
BK MY20 R Hatchback 5dr Spts Auto 6sp 1.4T
Get an estimate
Get started with a few detailsCar details
Overview
Car features
- Airbags
- Driver
- Head for 1st Row Seats (Front)
- Head for 2nd Row Seats
- Passenger
- Side for 1st Row Occupants (Front)
- Alarm
- Alarm
- Anti-theft
- Engine Immobiliser
- Braking aids
- ABS (Antilock Brakes)
- Brake Assist
- EBD (Electronic Brake Force Distribution)
- Hill Holder
- Locking
- Flip/Fold Out Key
- Remote/Keyless
- Seatbelts
- Load Limiters 1st Row (Front)
- Load Limiters 2nd Row(Rear Outer seats)
- Pretensioners 1st Row (Front)
- Pretensioners 2nd Row(Rear Outer seats)
- Stability & traction
- Control - Electronic Stability
- Control - Traction
- Cameras
- Rear Vision
- Collision assist
- Forward
- Forward (Low speed)
- Cruise control
- Cruise Control
- Lane assist
- Active Assist
- Warning
- Speed assistance
- Speed Limiter
- Air conditioning
- Air Conditioning
- Drive modes
- System (When at idle)
- Driver info
- Trip Computer
- Power mirrors
- Heated
- Power sockets
- 12V Socket(s) - Auxiliary
- Power steering
- Electric Assist
- Speed Sensitive
- Power windows
- Front & Rear
- Wipers & sensors
- Rain Sensor (Auto wipers)
- Audio inputs
- Aux Input USB Socket
- Connectivity
- Bluetooth System
- Infotainment
- Colour
- Smart device
- Integration - Android Auto
- Integration - Apple CarPlay
- Smart Device App Display/Control
- Speakers
- 6 Speaker Stereo
- Voice
- Voice Recognition
- Cargo area
- Cover
- Tie Down Hooks/Rings
- Gloss finish
- Inserts in Dash Board
- Seats
- 1st Row (Front)
- 2nd Row Split Fold
- Height Adjustable Driver
- Steering wheel
- Leather Steering Wheel
- Multi-function Steering Wheel
- Storage
- 1st Row
- 1st row (Front)
- 1st Row (Front) seats
- 2nd row (rear)
- In Dash
- Trim
- Trim - Cloth
- Body colour
- Bumpers
- Door Handles
- Exterior Mirrors Partial
- Headlamps
- Automatic (light sensitive)
- LED
- Lighting
- LED
- Spare wheel
- Space Saver/Temporary
- Spoiler
- Rear Roof Mounted
- Wheels
- 17" Alloy Wheels
- Brakes
- Front Ventilated
- Rear Solid
- Drivetrain
- Transfer System
- Other features
- Adjustable Steering Col. - Tilt & Reach
- Seats-2nd Row Split Fold
Frequently asked questions
Prices shown are based on standard assumptions. Your actual novated lease price will depend on your employer, salary, and personal circumstances. To get an accurate, personalised price, create an account. You’ll be able to see your estimated savings and compare your novated lease options before continuing.
This page defaults to a Holden Astra R, but all variants are available in our Novated Leasing Hub. Register for an account to get prices, choose variants, compare them and customise your novated lease quote.
Novated lease tax benefits on a Smart™ lease are a combination of savings, including:
- GST savings on the car price
- Pre‑tax salary deductions (reducing taxable income)
- GST savings on running costs
- FBT and ECM balancing or exemptions
Fringe Benefit Tax (FBT) is a tax employers pay on certain benefits, including novated leases. In most cases the cost of FBT is offset through your lease using post‑tax contributions (ECM). Eligible electric cars are exempt from FBT, making them even more cost‑effective.
The process starts with getting a personalised novated lease quote for a Holden Astra or other cars, including accessories, running costs and different lease terms. Once you’re happy with the package, it’s time to apply for finance.
Step 1. Get your price
Log in to get a quote on a car you personalise and build.
Step 2. Maximise your tax savings
Add running costs like fuel, tyres and maintenance to your novated lease. You can also explore other cars and compare your quotes.
Step 3. Apply for finance
You’ll then apply for finance online, with a typical turnaround of around 24 hours (subject to credit approval).
Step 4. Source car
After signing your contract, we’ll source your car at a great price through our 740‑strong dealer network, and set up your payroll deductions.
Step 5. Settlement
After delivery, Smart manages all payments and running‑cost budgets for you.
At the end of your term, you can choose to:
- Pay the residual value owed and own the car.
- Refinance the residual and keep leasing.
- Upgrade to a new car.
Smart can also help sell your car through Smart Sell™.
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