Get a novated lease on a Holden Equinox
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With a Holden Equinox, we estimate you could save $22,654.71
in tax with a 5-year novated lease from Smart.^
2020 Holden Equinox
EQ MY20 LT Wagon 5dr Spts Auto 6sp FWD 1.5T
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Get started with a few detailsCar details
Overview
Car features
- Airbags
- Driver
- Head for 1st Row Seats (Front)
- Head for 2nd Row Seats
- Passenger
- Side for 1st Row Occupants (Front)
- Anti-theft
- Engine Immobiliser
- Braking aids
- ABS (Antilock Brakes)
- Brake Assist
- EBD (Electronic Brake Force Distribution)
- Hill Holder
- Locking
- Flip/Fold Out Key
- Remote/Keyless
- Start - Key/FOB Proximity related
- Starter Button
- Seatbelts
- Lap/Sash for 5 seats
- Load Limiters 1st Row (Front)
- Pretensioners 1st Row (Front)
- Stability & traction
- Control - Electronic Stability
- Control - Traction
- Stability
- Blind spot
- Sensor
- Cameras
- Rear Vision
- Collision assist
- Forward
- Forward (Low speed)
- Cross traffic
- Warning - Rear Cross Traffic (when reversing)
- Cruise control
- Cruise Control
- Lane assist
- Active Assist
- Warning
- Parking aids
- Rear
- Trailer control
- Sway
- Air conditioning
- Air Conditioning
- Drive modes
- System (When at idle)
- Driver info
- Trip Computer
- Heated
- Heated Door Mirrors
- Park brake
- Park Brake - Electric
- Power mirrors
- Folding
- Heated
- Power sockets
- 12V Socket(s) - Auxiliary
- Power steering
- Electric Assist
- Power windows
- Front & Rear
- Wipers & sensors
- Rain Sensor (Auto wipers)
- Audio inputs
- Aux Input Socket (MP3/CD/Cassette)
- Aux Input USB Socket
- Input for iPod
- Audio system
- Active Noise Cancellation
- Connectivity
- Bluetooth System
- Infotainment
- Colour
- Smart device
- Integration - Android Auto
- Integration - Apple CarPlay
- Smart Device App Display/Control
- Speakers
- 6 Speaker Stereo
- Armrests
- Front Centre (Shared)
- Rear Centre (Shared)
- Cargo area
- Blind - Rear
- Tie Down Hooks/Rings
- Floor & cargo
- Floor Mats
- Leather trim
- Knob
- Seats
- 2nd Row Split Fold
- Steering wheel
- Leather Steering Wheel
- Multi-function Steering Wheel
- Storage
- 1st Row (Front) seats
- Centre Console 1st Row
- In Cargo Area
- Trim
- Trim - Cloth
- Body colour
- Door Handles
- Exterior Mirrors Partial
- Chrome highlights
- Exterior Highlights
- Grille Surround
- Fog lamps
- Front
- Headlamps
- Automatic (light sensitive)
- Halogen
- High Beam Auto Dipping
- See me home
- Lighting
- LED
- Spare wheel
- Space Saver/Temporary
- Wheels
- 17" Alloy Wheels
- Brakes
- Front Ventilated
- Rear Solid
- Suspension
- Independent Front Suspension
- Independent Rear Suspension
- Other features
- Adjustable Steering Col. - Tilt & Reach
- Seats-2nd Row Split Fold
Frequently asked questions
Prices shown are based on standard assumptions. Your actual novated lease price will depend on your employer, salary, and personal circumstances. To get an accurate, personalised price, create an account. You’ll be able to see your estimated savings and compare your novated lease options before continuing.
This page defaults to a Holden Equinox LT FWD, but all variants are available in our Novated Leasing Hub. Register for an account to get prices, choose variants, compare them and customise your novated lease quote.
Novated lease tax benefits on a Smart™ lease are a combination of savings, including:
- GST savings on the car price
- Pre‑tax salary deductions (reducing taxable income)
- GST savings on running costs
- FBT and ECM balancing or exemptions
Fringe Benefit Tax (FBT) is a tax employers pay on certain benefits, including novated leases. In most cases the cost of FBT is offset through your lease using post‑tax contributions (ECM). Eligible electric cars are exempt from FBT, making them even more cost‑effective.
The process starts with getting a personalised novated lease quote for a Holden Equinox or other cars, including accessories, running costs and different lease terms. Once you’re happy with the package, it’s time to apply for finance.
Step 1. Get your price
Log in to get a quote on a car you personalise and build.
Step 2. Maximise your tax savings
Add running costs like fuel, tyres and maintenance to your novated lease. You can also explore other cars and compare your quotes.
Step 3. Apply for finance
You’ll then apply for finance online, with a typical turnaround of around 24 hours (subject to credit approval).
Step 4. Source car
After signing your contract, we’ll source your car at a great price through our 740‑strong dealer network, and set up your payroll deductions.
Step 5. Settlement
After delivery, Smart manages all payments and running‑cost budgets for you.
At the end of your term, you can choose to:
- Pay the residual value owed and own the car.
- Refinance the residual and keep leasing.
- Upgrade to a new car.
Smart can also help sell your car through Smart Sell™.
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