Get a novated lease on a Kia Cerato
Explore cars and get estimated prices
With a Kia Cerato, we estimate you could save $21,622.79
in tax with a 5-year novated lease from Smart.^
2024 Kia Cerato
BD MY24 S Hatchback 5dr Spts Auto 6sp 2.0i
Get an estimate
Get started with a few detailsCar details
Overview
Car features
- Airbags
- Driver
- Head for 1st Row Seats (Front)
- Head for 2nd Row Seats
- Passenger
- Side for 1st Row Occupants (Front)
- Alarm
- Alarm
- Anti-theft
- Engine Immobiliser
- Braking aids
- ABS (Antilock Brakes)
- Brake Assist
- EBD (Electronic Brake Force Distribution)
- Hazard/Stoplights
- Hill Holder
- Locking
- Flip/Fold Out Key
- Once Mobile
- Remote Fuel Lid Release
- Remote/Keyless
- Seatbelts
- Adjustable Height 1st Row
- Lap/Sash for 5 seats
- Load Limiters 1st Row (Front)
- Pretensioners 1st Row (Front)
- Stability & traction
- Control - Electronic Stability
- Control - Traction
- Tyre pressure
- Sensor
- Cameras
- Rear Vision
- Collision assist
- Forward
- Forward (High speed)
- Forward (Low speed)
- Cruise control
- Cruise Control
- Drive modes
- Selectable
- Driver attention
- Detection
- Warning - Driver Fatigue
- Lane assist
- Active Assist
- With Passive Steer Assist
- Parking aids
- Front
- Graphical Display
- Rear
- Speed assistance
- Speed Limiter
- Air conditioning
- Air Conditioning
- Climate
- Air Conditioning - Rear
- Demister
- Rear Windscreen with Timer
- Driver info
- Digital
- Trip Computer
- Power mirrors
- Heated
- Power sockets
- 12V Socket(s) - Auxiliary
- Power steering
- Electric Assist
- Power windows
- Front & Rear
- Remote access
- Remote Boot/Hatch Release
- Wipers & sensors
- Rear Wiper/Washer
- Variable
- Audio inputs
- Aux Input USB Socket
- Input for iPod
- MP3 Decoder
- Audio system
- Stereo
- Connectivity
- Bluetooth System
- Infotainment
- Colour
- Smart device
- Integration - Android Auto
- Integration - Apple CarPlay
- Smart Device App Display/Control
- Speakers
- 6 Speaker Stereo
- Voice
- Voice Recognition
- Armrests
- Front Centre (Shared)
- Rear Centre (Shared)
- Cargo area
- Cover
- Tie Down Hooks/Rings
- Footrest
- Drivers
- Gloss finish
- Inserts
- Headrests
- Adjustable 1st Row (Front)
- Adjustable 2nd Row x3
- Interior lighting
- Entry/Exit with Fade
- For 1st Row
- Metallic finish
- Door Handles - Interior
- Seats
- 2nd Row (Rear) Flat Folding
- 2nd Row Split Fold
- Height Adjustable Driver
- Steering wheel
- Multi-function Steering Wheel
- Storage
- 1st Row
- 1st row (Front)
- 2nd Row
- 2nd row (rear)
- Centre Console 1st Row
- In Cargo Area
- Sunglass Holder
- Sunvisors
- Vanity Mirror for Driver
- Vanity Mirror for Passenger
- Trim
- Trim - Cloth
- Body colour
- Bumpers
- Door Handles
- Exterior Mirrors Partial
- Fog lamps
- Fog Lamp/s - Rear
- Headlamps
- Automatic (light sensitive)
- Halogen
- High Beam Auto Dipping
- See me home
- Lighting
- LED
- Metallic finish
- Highlights
- Spare wheel
- Space Saver/Temporary
- Wheels
- Full
- Brakes
- Front Ventilated
- Rear Solid
- Park brake
- Fold Down
- Other features
- Adjustable Steering Col. - Tilt & Reach
- Control - Pedestrian Avoidance with Braking
- Rear View Mirror - Manual Anti-Glare
- Seats-2nd Row Split Fold
Frequently asked questions
Prices shown are based on standard assumptions. Your actual novated lease price will depend on your employer, salary, and personal circumstances. To get an accurate, personalised price, create an account. You’ll be able to see your estimated savings and compare your novated lease options before continuing.
This page defaults to a Kia Cerato S, but all variants are available in our Novated Leasing Hub. Register for an account to get prices, choose variants, compare them and customise your novated lease quote.
Novated lease tax benefits on a Smart™ lease are a combination of savings, including:
- GST savings on the car price
- Pre‑tax salary deductions (reducing taxable income)
- GST savings on running costs
- FBT and ECM balancing or exemptions
Fringe Benefit Tax (FBT) is a tax employers pay on certain benefits, including novated leases. In most cases the cost of FBT is offset through your lease using post‑tax contributions (ECM). Eligible electric cars are exempt from FBT, making them even more cost‑effective.
The process starts with getting a personalised novated lease quote for a Kia Cerato or other cars, including accessories, running costs and different lease terms. Once you’re happy with the package, it’s time to apply for finance.
Step 1. Get your price
Log in to get a quote on a car you personalise and build.
Step 2. Maximise your tax savings
Add running costs like fuel, tyres and maintenance to your novated lease. You can also explore other cars and compare your quotes.
Step 3. Apply for finance
You’ll then apply for finance online, with a typical turnaround of around 24 hours (subject to credit approval).
Step 4. Source car
After signing your contract, we’ll source your car at a great price through our 740‑strong dealer network, and set up your payroll deductions.
Step 5. Settlement
After delivery, Smart manages all payments and running‑cost budgets for you.
At the end of your term, you can choose to:
- Pay the residual value owed and own the car.
- Refinance the residual and keep leasing.
- Upgrade to a new car.
Smart can also help sell your car through Smart Sell™.
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