Get a novated lease on a Smart #3
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With a Smart #3, we estimate you could save $44,672.68
in tax with a 5-year novated lease from Smart.^
2026 Smart #3
HC11 MY26 Pro+ Wagon 5dr Auto 1sp AC200kW
Get an estimate
Get started with a few detailsCar details
Overview
Car features
- Airbags
- Driver
- Front Centre
- Head for 1st Row Seats (Front)
- Head for 2nd Row Seats
- Passenger
- Side for 1st Row Occupants (Front)
- Alarm
- Alarm
- Anti-theft
- Engine Immobiliser
- Braking aids
- EBD (Electronic Brake Force Distribution)
- Hill Holder
- Emergency kit
- First Aid Kit
- Tyre Repair Kit
- Locking
- Remote/Keyless
- Start - Key/FOB Proximity related
- Seatbelts
- Adjustable Height 1st Row
- Lap/Sash for 5 seats
- Pretensioners 1st Row (Front)
- Pretensioners 2nd Row (Rear Centre)
- Stability & traction
- Control - Traction
- Stability
- Tyre pressure
- Monitoring - with logging/display
- Blind spot
- Sensor
- Cameras
- Front Vision
- Rear Vision
- Side Vision
- Collision assist
- Emergency Steering Assist
- Forward
- Forward (Low speed)
- Post Collision Steer/Brake
- Reversing
- VRU
- Cross traffic
- Front
- Warning - Rear Cross Traffic (when reversing)
- Cruise control
- Distance Control
- With Brake Function (limiter)
- Drive modes
- Selectable
- Driver attention
- Detection
- Warning - Driver Fatigue
- Hill control
- Ascent
- Descent
- Lane assist
- Active Assist
- Warning
- Parking aids
- Rear
- Reminders
- Warning - Seatbelt Reminder
- Speed assistance
- Display
- Reminder - Road Sign Recognition
- Trailer control
- Sway
- Air conditioning
- Air Conditioning
- Climate
- Air Cond. - Climate Control
- Air Conditioning - Pollen Filter
- Driver info
- Full
- Heated seats
- Heated Drivers Seat
- Park brake
- Park Brake - Electric
- Power mirrors
- Anti Glare
- Auto Dipping (Reversing)
- Folding
- Heated
- With Memory
- Power sockets
- 12V Socket(s) - Auxiliary
- Power steering
- Electric Assist
- Power Steering
- Speed Sensitive
- Power tailgate / boot
- Power - Boot/Tailgate
- Steering wheel
- Steering Wheel - Heated
- Sunroof
- Electric
- Wipers & sensors
- Rain Sensor (Auto wipers)
- Connectivity
- Compatible Devices
- Wireless Hotspot
- Infotainment
- Colour
- Radio
- Digital (DAB+)
- Smart device
- Integration - Android Auto Wireless
- Integration - Apple Carplay Wireless
- Smart Device App Display/Control
- Speakers
- 5 Speaker Stereo
- Armrests
- Front Centre (Shared)
- Rear Centre (Shared)
- Cargo area
- Blind - Rear
- Cover
- Electric seats
- Drivers with Memory
- Leather look
- Inserts in Dash
- Seats
- Steering Wheel
- Scuff plates
- Scuff Plates (on door sills)
- Seats
- Driver with Electric Lumbar
- Steering wheel
- Sports
- Storage
- 1st Row
- 2nd Row
- Headlamps
- High Beam Auto Dipping
- LED
- Roof racks
- Roof Rails
- Wheels
- 19" Alloy Wheels
- Windows
- Windscreen
- Brakes
- Regenerative
- Regenerative (Adjustable)
- Other features
- Control - Pedestrian Avoidance with Braking
- Metallic Paint
- Rear View Mirror - Manual Anti-Glare
- Seats-2nd Row Split Fold
Frequently asked questions
Prices shown are based on standard assumptions. Your actual novated lease price will depend on your employer, salary, and personal circumstances. To get an accurate, personalised price, create an account. You’ll be able to see your estimated savings and compare your novated lease options before continuing.
This page defaults to a Smart #3 Pro+, but all variants are available in our Novated Leasing Hub. Register for an account to get prices, choose variants, compare them and customise your novated lease quote.
Novated lease tax benefits on a Smart™ lease are a combination of savings, including:
- GST savings on the car price
- Pre‑tax salary deductions (reducing taxable income)
- GST savings on running costs
- FBT and ECM balancing or exemptions
Fringe Benefit Tax (FBT) is a tax employers pay on certain benefits, including novated leases. In most cases the cost of FBT is offset through your lease using post‑tax contributions (ECM). Eligible electric cars are exempt from FBT, making them even more cost‑effective.
The process starts with getting a personalised novated lease quote for a Smart #3 or other cars, including accessories, running costs and different lease terms. Once you’re happy with the package, it’s time to apply for finance.
Step 1. Get your price
Log in to get a quote on a car you personalise and build.
Step 2. Maximise your tax savings
Add running costs like fuel, tyres and maintenance to your novated lease. You can also explore other cars and compare your quotes.
Step 3. Apply for finance
You’ll then apply for finance online, with a typical turnaround of around 24 hours (subject to credit approval).
Step 4. Source car
After signing your contract, we’ll source your car at a great price through our 740‑strong dealer network, and set up your payroll deductions.
Step 5. Settlement
After delivery, Smart manages all payments and running‑cost budgets for you.
At the end of your term, you can choose to:
- Pay the residual value owed and own the car.
- Refinance the residual and keep leasing.
- Upgrade to a new car.
Smart can also help sell your car through Smart Sell™.
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