Get a novated lease on a Volvo EC40
Explore cars and get estimated prices
With a Volvo EC40, we estimate you could save $58,746.27
in tax with a 5-year novated lease from Smart.^
2025 Volvo EC40
XK MY25 Ultra Single Motor Extended Range Wagon 5dr Auto 1sp AC185kW
Get an estimate
Get started with a few detailsCar details
Overview
Car features
- Airbags
- Driver
- Head for 1st Row Seats (Front)
- Head for 2nd Row Seats
- Knee Driver
- Passenger
- Side for 1st Row Occupants (Front)
- Alarm
- With Motion Sensor
- Braking aids
- ABS (Antilock Brakes)
- Brake Assist
- EBD (Electronic Brake Force Distribution)
- Hazard/Stoplights
- Hill Holder
- Emergency kit
- Tyre Repair Kit
- Locking
- Key Proximity
- Remote/Keyless
- Seatbelts
- Lap/Sash for 5 seats
- Pretensioners 1st Row (Front)
- Pretensioners 2nd Row(Rear Outer seats)
- Stability & traction
- Control - Electronic Stability
- Stability
- Tyre pressure
- Sensor
- Blind spot
- Sensor
- Cameras
- Front Vision
- Rear Vision
- Side Vision
- Collision assist
- Forward
- Forward (Low speed)
- Post Collision Steer/Brake
- Rearward
- Reversing
- VRU
- Cross traffic
- Front
- Warning - Rear Cross Traffic (when reversing)
- Cruise control
- Distance Control
- With Brake Function (limiter)
- Driver attention
- Detection
- Warning - Driver Fatigue
- Hill control
- Descent
- Lane assist
- Active Assist
- Warning
- Parking aids
- Front
- Graphical Display
- Rear
- Side
- Reminders
- Warning - Seatbelt Reminder
- Speed assistance
- Display
- Reminder - Road Sign Recognition
- Speed Limiter
- Telematics
- Auto Emergency Response Call Ability
- Preparation/Ability
- Climate
- 2 Zone
- Air Conditioning - Charcoal Filter (Odour Reducer)
- Air Conditioning - Pollen Filter
- For Humidity
- For Pollutants
- With Remote Start
- Cooling
- Glovebox - Cooled
- Driver info
- Full
- Heated seats
- 1st Row
- 2nd Row
- Park brake
- Park Brake - Electric
- Power mirrors
- Anti Glare
- Folding
- Power sockets
- USB Socket(s) - Charging
- Steering wheel
- Steering Wheel - Heated
- Sunroof
- Glass Roof
- Wipers & sensors
- Rain Sensor (Auto wipers)
- Connectivity
- Bluetooth System
- Compatible Devices
- Infotainment
- Colour
- Radio
- Digital (DAB+)
- Smart device
- Integration - Android Auto Wireless
- Integration - Apple Carplay Wireless
- Smart Device App Display/Control
- Sound system
- Premium Sound System
- Speakers
- 13 Speaker Stereo
- Subwoofer
- Voice
- Voice Recognition
- Ambient lighting
- Interior
- Armrests
- Front Centre (Shared)
- Rear Centre (Shared)
- Electric seats
- Drivers with Memory
- Passenger
- Gloss finish
- Inserts
- Headlining
- Colour
- Headrests
- Adjustable 1st Row (Front)
- Adjustable 2nd Row x2
- Leather look
- Seats Partial
- Steering Wheel
- Scuff plates
- Scuff Plates (on door sills)
- Seats
- Driver with Electric Lumbar
- Passenger with Electric Lumbar
- Steering wheel
- Multi-function Steering Wheel
- Storage
- 1st Row
- Centre Console 1st Row
- In Cargo Area
- Sunvisors
- Illuminated Vanity Mirrors Dual
- Body colour
- Door Handles
- Grille
- Door mirrors
- Coloured Door Mirrors
- Doors
- Rear Tailgate
- Fog lamps
- Active (Cornering/steering)
- Front LED
- Gloss finish
- Exterior
- Headlamps
- High Beam Active Shadowing
- LED
- Off-road
- Front
- Rear
- Wheels
- 20" Alloy Wheels
- Windows
- Extra Dark/Privacy
- Tinted Windows
- Brakes
- Regenerative
- Other features
- Rear View Mirror - Electric Anti Glare
- Seats-2nd Row Split Fold
Frequently asked questions
Prices shown are based on standard assumptions. Your actual novated lease price will depend on your employer, salary, and personal circumstances. To get an accurate, personalised price, create an account. You’ll be able to see your estimated savings and compare your novated lease options before continuing.
This page defaults to a Volvo EC40 Ultra, but all variants are available in our Novated Leasing Hub. Register for an account to get prices, choose variants, compare them and customise your novated lease quote.
Novated lease tax benefits on a Smart™ lease are a combination of savings, including:
- GST savings on the car price
- Pre‑tax salary deductions (reducing taxable income)
- GST savings on running costs
- FBT and ECM balancing or exemptions
Fringe Benefit Tax (FBT) is a tax employers pay on certain benefits, including novated leases. In most cases the cost of FBT is offset through your lease using post‑tax contributions (ECM). Eligible electric cars are exempt from FBT, making them even more cost‑effective.
The process starts with getting a personalised novated lease quote for a Volvo EC40 or other cars, including accessories, running costs and different lease terms. Once you’re happy with the package, it’s time to apply for finance.
Step 1. Get your price
Log in to get a quote on a car you personalise and build.
Step 2. Maximise your tax savings
Add running costs like fuel, tyres and maintenance to your novated lease. You can also explore other cars and compare your quotes.
Step 3. Apply for finance
You’ll then apply for finance online, with a typical turnaround of around 24 hours (subject to credit approval).
Step 4. Source car
After signing your contract, we’ll source your car at a great price through our 740‑strong dealer network, and set up your payroll deductions.
Step 5. Settlement
After delivery, Smart manages all payments and running‑cost budgets for you.
At the end of your term, you can choose to:
- Pay the residual value owed and own the car.
- Refinance the residual and keep leasing.
- Upgrade to a new car.
Smart can also help sell your car through Smart Sell™.
*Required information. By registering, I agree to the collection, storage, use and disclosure of my personal information in accordance with the Smart Privacy Policy and Privacy Collection Statement.
^ Pricing and savings figures are based on the following assumptions:
- 1. Residency in NSW 2000
- 2. Annual gross salary of $120,000
- 3. Annual travel distance of 15,000 km
- 4. A 5-year lease/loan term
- 5. Salary packaging via the Employee Contribution Method (ECM) and the FBT Exempt Method applicable to eligible electric vehicles under the Electric Car Discount
All quoted figures include estimated budgets for finance, charging and/or fuel, servicing, tyres, maintenance, Vero by Suncorp comprehensive motor insurance, and registration renewals over the lease or loan term. A residual payment, as determined by the Australian Taxation Office, is payable at the end of a novated lease. The specific residual amount will be detailed in your personalised vehicle quote. Your personal circumstances have not been factored into this estimate and your actual novated lease repayment residual amounts and tax savings will depend on your income tax bracket, your employer's GST processing method, the administration fees payable under your employer's salary packaging plan and your personal circumstances. Figures are accurate as of June 2026 and are subject to change without notice.