Get a novated lease on a Volvo V40
Explore cars and get estimated prices
With a Volvo V40, we estimate you could save $22,887.85
in tax with a 5-year novated lease from Smart.^
2018 Volvo V40
M Series MY18 T3 Momentum Hatchback 5dr Adap Geartronic 6sp 1.5T
Get an estimate
Get started with a few detailsCar details
Overview
Car features
- Airbags
- Driver
- Head for 1st Row Seats (Front)
- Head for 2nd Row Seats
- Knee Driver
- Passenger
- Pedestrian (bonnet)
- Side for 1st Row Occupants (Front)
- Anti-theft
- Engine Immobiliser
- Braking aids
- ABS (Antilock Brakes)
- Brake Assist
- EBD (Electronic Brake force Distribution)
- Hazard/Stoplights
- Hill Holder
- Locking
- Once Mobile
- Remote/Keyless
- Start - Key/FOB Proximity related
- Starter Button
- Occupant protection
- 1st Row (Front)
- 2nd Row (Rear)
- Pedestrian protection
- Bonnet - Active Safety
- Seatbelts
- Lap/Sash for 5 seats
- Pretensioners 1st Row (Front)
- Pretensioners 2nd Row(Rear Outer seats)
- Stability & traction
- Control - Electronic Stability
- Control - Traction
- Stability
- Cameras
- Rear Vision
- Collision assist
- Forward
- Forward (Low speed)
- Cruise control
- Cruise Control
- Parking aids
- Automated Steering
- Front
- Rear
- Speed assistance
- Speed Limiter
- Climate
- 2 Zone
- Air Conditioning - Pollen Filter
- Drive modes
- System (When at idle)
- Driver info
- Full
- Tacho
- Trip Computer
- Power mirrors
- Folding
- Heated
- With Memory
- Power sockets
- 12V Socket(s) - Auxiliary
- Power steering
- Electric Assist
- Power windows
- Front & Rear
- Wipers & sensors
- Headlamp Washers
- Rain Sensor (Auto wipers)
- Rear Wiper/Washer
- Audio inputs
- Aux Input USB Socket
- Input for iPod
- MP3 Decoder
- Audio system
- WMA
- Connectivity
- Bluetooth System
- Disc players
- CD Player
- DVD Player
- Infotainment
- Colour
- Navigation
- GPS (Satellite Navigation)
- Speakers
- 8 Speaker Stereo
- Voice
- Voice Recognition
- Armrests
- Front Centre (Shared)
- Rear Centre (Shared)
- Cargo area
- Cover
- Electric seats
- Drivers with Memory
- Floor & cargo
- Floor Mats
- Gloss finish
- Inserts
- Headrests
- Active 1st Row (Front)
- Adjustable 1st Row (Front)
- Adjustable 2nd Row x3
- Interior lighting
- For 1st Row
- Front
- Illuminated (puddle lamps) Door Mirrors
- Leather trim
- Brake Lever
- Knob
- Scuff plates
- Scuff Plates (on door sills)
- Seats
- 2nd Row Split Fold
- Driver with Electric Lumbar
- Height Adjustable Driver
- Steering wheel
- Leather Steering Wheel
- Multi-function Steering Wheel
- Storage
- 1st Row
- 1st row (Front)
- 1st Row (Front) seats
- 2nd Row
- Centre Console 1st Row
- Sunvisors
- Illuminated Vanity Mirror for Driver
- Vanity mirrors
- For Front Passenger
- Body colour
- Bumpers
- Exterior Mirrors Partial
- Fog lamps
- Fog Lamp/s - Rear
- Headlamps
- Electric Level Adjustment
- LED
- See me home
- Lighting
- LED
- Spare wheel
- Space Saver/Temporary
- Spoiler
- Rear Roof Mounted
- Wheels
- 16" Alloy Wheels
- Brakes
- Front Ventilated
- Rear Solid
- Drivetrain
- Transfer System
- Suspension
- Independent Rear Suspension
- Other features
- Adjustable Steering Col. - Tilt & Reach
- Rear View Mirror - Electric Anti Glare
- Seats-2nd Row Split Fold
Frequently asked questions
Prices shown are based on standard assumptions. Your actual novated lease price will depend on your employer, salary, and personal circumstances. To get an accurate, personalised price, create an account. You’ll be able to see your estimated savings and compare your novated lease options before continuing.
This page defaults to a Volvo V40 T3 Adap Geartronic, but all variants are available in our Novated Leasing Hub. Register for an account to get prices, choose variants, compare them and customise your novated lease quote.
Novated lease tax benefits on a Smart™ lease are a combination of savings, including:
- GST savings on the car price
- Pre‑tax salary deductions (reducing taxable income)
- GST savings on running costs
- FBT and ECM balancing or exemptions
Fringe Benefit Tax (FBT) is a tax employers pay on certain benefits, including novated leases. In most cases the cost of FBT is offset through your lease using post‑tax contributions (ECM). Eligible electric cars are exempt from FBT, making them even more cost‑effective.
The process starts with getting a personalised novated lease quote for a Volvo V40 or other cars, including accessories, running costs and different lease terms. Once you’re happy with the package, it’s time to apply for finance.
Step 1. Get your price
Log in to get a quote on a car you personalise and build.
Step 2. Maximise your tax savings
Add running costs like fuel, tyres and maintenance to your novated lease. You can also explore other cars and compare your quotes.
Step 3. Apply for finance
You’ll then apply for finance online, with a typical turnaround of around 24 hours (subject to credit approval).
Step 4. Source car
After signing your contract, we’ll source your car at a great price through our 740‑strong dealer network, and set up your payroll deductions.
Step 5. Settlement
After delivery, Smart manages all payments and running‑cost budgets for you.
At the end of your term, you can choose to:
- Pay the residual value owed and own the car.
- Refinance the residual and keep leasing.
- Upgrade to a new car.
Smart can also help sell your car through Smart Sell™.
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